Flexible Term Loans for Long-Term Growth

Term loans are a trusted option for business owners looking to make a meaningful investment. Whether you’re upgrading equipment, expanding a location, or paying off high-interest debt, a term loan gives you the breathing room to plan ahead and the confidence to grow. With longer repayment terms, fixed payments, and fast approvals, a flexible term loan might be just what you need for long-term growth.

Apply Now

Program Snapshot

Loan Amounts

$10K – $5M

Term Lengths

6 months – 7 years

Repayment Frequency

Weekly, Bi-Weekly, or Monthly

Interest Rates

Competitive market rates

Credit Pull

Soft

Closing Time Frame

Typically less than 1 week

Why Choose a Term Loan?

Predictable, Fixed Payments

Lock in consistent payments that make it easier to budget.

Longer Payback Periods

Terms of up to 7 years reduce your monthly burden.

No Prepayment Penalties

Pay it off early and save without fees.

Fast Funding

Get approved and funded within days, not months.

Flexible Use of Funds

Whether you're planning a renovation, purchasing assets, or consolidating debt, a term loan can help.

Common Uses for Term Loans

Purchasing equipment or fixed assets

Renovating or expanding a physical location

Hiring staff or investing in marketing

Managing operational cash flow

Consolidating higher-interest debts

Documents You'll Need to Apply

  • Basic credit application
  • 6 months of business bank statements
  • Government-issued photo ID
  • Voided business check or bank letter
  • Year-to-date financial statements (P&L and Balance Sheet)
  • Last 2 years of business tax returns (for requests over $125K)
  • Business debt schedule and personal financial statement
Talk to a Funding Expert

What Do You Qualify For?

Not sure if a term loan is your best option? Let’s find out. Our team will help assess your goals and match you with the program that fits — no hard credit pull required.


Minimum Requirements:

  • Business must operate in the U.S. or Canada
  • Business bank account required (for most programs)
  • No open bankruptcies
  • No lender defaults in the last 12 months

Let’s Get You Funded

Our friendly team would love to hear from you.