Funding That Works for You, Not the Bank.

Ditch the limited options and fine print. EBA Payments connects you to the best offer you qualify for across 20+ lending programs, with guidance you can trust.

See What You Qualify For

Our Programs

A Smarter Way to Fund Your Business

Most lenders push a single product. We don’t. EBA Payments gives you access to 20+ funding programs and builds a long-term plan to help you qualify for better offers over time, all without the bank-runaround.

Term Loans

Bank-style installment loans with set repayment terms and consistent payment amounts.

Business Line of Credit

Draw only what you need; pay interest only on used amount.

Fast Working Capital

Access cash now by borrowing against future revenue; receive funding in as little as 24 hours.

Equipment Financing

Financing for office furniture, medical devices, and industrial equipment.

SBA Loans

Government-backed loans at prime + rates; funding in as little as 2 weeks.

Startup Financing

0% APR credit lines (6–24 months), Unsecured term loans and even SBA options.

Commercial Real Estate Loans

Bank-style installment loans with set repayment terms and consistent payment amounts.

Cannabis Financing

Draw only what you need; pay interest only on used amount.

Business Credit Suite

Access cash now by borrowing against future revenue; receive funding in as little as 24 hours.

Stop Guessing. Start Building Real Business Credit.

Does it ever feel like building business credit is a guessing game? Our Business Credit Suite software takes the mystery out of getting funded, showing you exactly what lenders see, what’s holding you back, and how to fix it.


You’ll get access to your Fundability Score, expert advising, and real vendor accounts that report to major bureaus, helping you establish a credit profile that opens doors to bigger approvals, better terms, funding without a personal guarantee, and true business independence.

Get Started Now

See What You Qualify For - Without the Stress

Finding the right business loan shouldn’t feel like a mystery. We’ll help you quickly identify what you qualify for and match you with the program that best fits your needs without impacting your credit.


Minimum Requirements:

  • Business must operate in the U.S.
  • Business bank account required for most programs
  • No open bankruptcies

Let’s Get You Funded

Our friendly team would love to hear from you.