Turn Unpaid Invoices Into Immediate Working Capital
Waiting on payments? Don’t let slow-paying customers stall your cash flow. With Accounts Receivable (A/R) Financing, you can unlock capital tied up in unpaid invoices — giving your business fast access to the funds it needs to operate and grow.
Whether you’re managing Net 30 or Net 90 terms, we help you get paid sooner so you can stop chasing receivables and start moving forward.
A/R Financing Snapshot
Funding Amounts
$10K – $5M
Advance Rate
Up to 90% of invoice value
Funding Speed
Less than 1 week
Credit Pull
Soft
Fees
1% – 4% per invoice
Why Choose A/R Financing?
Get Paid Faster
Access funds as soon as invoices are submitted — no more waiting on customers.
Flexible & Scalable
Your funding potential grows with your outstanding receivables.
Quick access to Capital
Approvals are typically processed within a week, getting you access to your money fast.
Simple, Revolving Access
Use it when you need it — and free up time to focus on your business.
How It Works
1. Submit Invoices
Use invoices with Net 15, 30, or 90 terms from customers with a reliable payment history.
2. Get Approved
As long as the invoices meet requirements, we’ll advance up to 90% of their value.
3. Access Funds
Receive cash in your business account in as little as 24 hours.
4. Customer Pays
When your client pays the invoice, the remainder is released to you (minus the fee).
What You’ll Need to Apply
- Basic credit application
- Recent business bank statements
- Government-issued photo ID
- Business financial statements
- Business tax returns
- Accounts receivable aging report
What Do You Qualify For?
We’ll help you determine if A/R financing is the right fit — and guide you to the best program based on your needs.
Minimum Requirements:
- Must be B2B or B2G (Commercial Invoices Only)
- Business must operate in the U.S. or Canada
- Business bank account required (for most programs)
- No open bankruptcies
- No lender defaults within the last 12 months
Let’s Get You Funded
Our friendly team would love to hear from you.
